According to US Money Reserve analysts, “More and more savvy individuals are taking advantage of IRA’s, yet the question here is your IRA working for you, or are you really working for your IRA.” Stocks, bonds and mutual funds, are not the only assets you can include in a retirement fund. You can also include multi-family real estate and precious metals like gold coins and bars. These options also offer deferred or tax-free benefits.
What is a an Individual Self-Directed IRA Retirement Account? It is a type that gives more flexibility to the investor to make investment decisions and investments in non-traditional assets. These can include all kinds of investments, yet the most popular kinds are real estate and precious metals. Many people are under the assumption that a retirement account should be exclusively set up with stocks and bonds and that’s a mistake. “Investors are favoring a self directed IRA account because of the tax treatment of the assets and investors have more control over the type of favorable investments in the account,” says a US Money Reserve analyst.
Opportunities With A Self-Directed IRA
Most investors are only looking to save a nest egg for their golden years, however, they fail to consider that it is possible to generate long-term cash flow and revaluation of capital by investing in multifamily real estate within their retirement plan. What’s more, they don’t round out their retirement plan with stable gold. When it comes to real estate, we’re not talking about buying shares in a public REIT, but rather investing in tangible, income-generating property with little or no debt. Once people are educated about the benefits of buying real estate through an IRA, they realize the opportunities that they’ve been missing out on, and the benefit of including cash flowing real estate in their retirement plan.
So Why Include Gold In An IRA?
Since the year 2000, the price of gold has had an upward trend, and even during times that were considered poor performance, the Gold price has quadrupled in the last 10 years.
Another tip from US Money Reserve analysts, when considering between the options, Gold coins provides more security to the investor since they are coined on both sides and there is no other currency that can be regarded as the safest way to invest.
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